Leasing Debunker

What is your lease really costing you?

Enter your lease terms. See exactly what it cost you.
No sign-up. No fluff. Just the math.

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Your Lease Deal

What you're locked into

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Smart Buy Alternative

What you could have done

auto-suggested
auto-estimated

Resale is auto-estimated using historical depreciation curves. You can override any value.

Your Leasing Premium

+€9.847

more than the smart buy alternative. You own nothing at the end.

155% more than the smart buy net cost

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Leasing

Total Money Paid€16.200
What You Own at End€0 — nothing
Monthly True Cost€450/mo
Hourly True Cost€25,20/hr
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Smart Buy

Net Cost (after resale)€6.353
What You Own at End€12.647 resale value
Monthly True Cost€176/mo
Hourly True Cost€9,88/hr

Visual Comparison

Lease: Total Paid€16.200
Smart Buy: Net Cost€6.353
Smart Buy: Total Out-of-Pocket€19.000
Net costRetained as asset (€12.647)
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“With leasing, you paid €16,200 and own nothing. With Carpit's Smart Buy approach, you'd have paid €6,353 net and still hold a car worth €12,647.”

Every euro. Accounted for.

Find your Smart Buy on Carpit

Scored for real ownership cost. Not just sticker price.

Find your Smart Buy →

Read this next

Want the full breakdown of the biggest leasing traps?

We published a French guide that spells out the 5 biggest pièges leasing voiture: hidden fees, mileage penalties, residual value games, early exit costs, and the core problem of paying for years while building no equity.

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Pour aller plus loin côté finances — Vous aimez la logique d'investissement ? Découvrez Fintel — le top 10 des actions tech à surveiller chaque semaine.